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Business Products - Checking


Checking | Savings

All fees listed are subject to change. Hometown Bank will notify you in writing regarding any fee change at least thirty (30) days in advance of the effective date of the changes.

Business Checking
Hometown Bank offers a non-interest bearing, business checking account. Statements are prepared and mailed at the end of each month. Images of the checks paid will be included in each monthly statement.

  • Non-interest earning account
  • Minimum opening balance requirement -- $200
  • Monthly maintenance fee -- $10
  • Monthly fee for returning original cancelled checks -- $10
  • Customer pays for checks and deposit tickets

Business NOW (Negotiable Order of Withdrawal) Checking
Ideal for sole proprietors, non-profit organizations, public funded municipalities and government agencies that meet certain regulatory requirements.

The NOW Business Checking account will earn the NOW interest rate as determined by the bank from time to time. Current interest rates are available for viewing on the Rates & Fees section of this website. Interest is compounded and paid monthly. Images of paid checks are included in monthly statements.

  • Minimum opening balance -- $200
  • Monthly maintenance fee -- $10
  • Monthly fee for returning original cancelled checks -- $10
  • Customer pays for checks and deposit tickets

Business Money Market
Even a higher rate of interest is available with a balance of $2,500 and over. Earn the NOW account rate of interest on balances that drop below $2,500. Interest rates may change without prior notice. To view current rates see Rates & Fees section of this website. Interest begins to accrue on the day the deposit is made. Interest is compounded and credit to the account monthly. Images of the checks paid will be included in each monthly statement.

Option of having six (6) pre-authorized, automatic, or telephone (to third parties) transfers per monthly statement cycle; three (3) of which may be by check to third parties.

  • Minimum opening balance of $2,500
  • $7.50 monthly service fee for balances less than $1,000
  • Monthly fee for returning original cancelled checks -- $10
  • Unlimited withdrawals in person
  • Customer pays for checks
     



 

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